The U. S. Small Business Administration (SBA) provides low-interest, long-term disaster loans to businesses of all sizes, private non-profit organizations, homeowners, and renters to repair or replace uninsured/underinsured disaster damaged property. SBA disaster loans offer an affordable way for individuals and businesses to recover from declared disasters.
SBA Customer Service Representatives are also located at the Disaster Recovery Centers. If you cannot get to a Center, disaster survivors may register for federal assistance online at DisasterAssistance.gov and apply for SBA disaster loan assistance using the Electronic Loan Application (ELA) via the SBA’s secure web site at DisasterLoan.sba.gov. If online or mobile access is unavailable, applicants should call the FEMA toll-free helpline at 800-621-3362.